WORKERS COMPENSATION INSURANCE
Workers’ Compensation insurance is required by law in almost every state and provides statutory required coverage for work-related injuries and includes rehabilitation and lost wages. Also provides the family of the employee death benefits.
Employers’ Liability insurance is an additional coverage under this policy that protects your business against lawsuits due to employment-related injuries or illness. Lawsuits can come from the employee, their family members, relatives and third parties. Employees who are injured due to an employers’ negligence can pursue their employer for compensation. Employers’ Liability will not cover you against claims such as wrongful dismissal, sexual discrimination, harassment, etc. These claims fall under Employment Practices Liability.
Our cost-effective Workers’ Compensation insurance program uses a system of management review, aggressive loss control, efficient claims administration and continuing review of payroll records. Although well skilled in Workers’ Compensation, our specialty emphasis focuses attention on U.S.L. & H. and Jones Act liabilities.
Contact Shorepoint Insurance Services for a quote today.