EARTHQUAKE & FLOOD INSURANCE
We’d like to believe that disasters caused by floods or earthquakes are rare. But as we have seen with the recent natural disasters in the United States and abroad, the impact can be financially devastating. Standard commercial property insurance policies generally do not cover damage directly caused by earthquakes and floods. If your business were to fall victim to a natural disaster, could you pay for the damages out-of-pocket?
What about the government? Federal disaster assistance is usually in the form of loans or grants and is only available if the damage is widespread and very serious, and the affected area is declared a disaster area by the Federal Emergency Management Agency (FEMA).
Earthquake insurance can protect your structures, contents, loss of business income and ordinance or law. Flood insurance can protect against damage to your structures and contents. By combining both earthquake and flood insurance under one policy, you have better protection.
Contact Shorepoint Insurance Services for a quote today.